Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Four Reasons Millennials Need an Estate Strategy Estate strategies for millennials may sound like less of a concern than retirement, but young adults should prepare now. Put It in a Letter A letter of instruction provides additional and more personal information regarding your estate. U.S. Personal Savings Rate What can be learned from the savings rate?