Making the decision to place your spouse, partner, or family member in long-term care (LTC) might be one of the hardest decisions in your life. Nobody wants to think about putting their loved ones in assisted care. For many, it is a sign of failure when they have to do so; however, caring for them at home can become unsafe and nearly impossible. It is in your and your loved one’s best interest to move them to place where they can get the care they need.
Here are major three signs it’s time for assisted living:
- You’re not getting enough sleep. How many times is your loved one waking up in the middle of the night? Every time he or she wakes up, you do as well. Having a lack of sleep can affect your physical and mental health. And so, this could affect your ability to care for your loved one and can potentially make the situation unsafe.
- Medical conditions are worsening. As seniors age, the likelihood of developing a chronic medical condition increase. Approximately 80% of seniors have at least one chronic disease.1 Older adults can take up to multiple prescription drugs at a time, depending on the severity of their illness. And each medication comes with strict requirements adherence that can be unmanageable or overwhelming.
- You’re not physically capable anymore. Physical care ranges from helping them get dressed or bathing them, to lifting him or her in and out of bed. Without additional help and/or home accessibility modifications, this can become strenuous and not to mention dangerous.
There’s only so much you can do to take care of them until it becomes overwhelming and inhibits you from living a normal life. Planning for LTC can start at anytime, but the sooner you get help, the better. Help reassure your loved ones and preserve your family’s quality of life by opening up the discussion today. Contact us and let us help you face the future with confidence.
The content within this document is for informational and educational purposes only and does not constitute legal or tax advice. Customers should consult a legal or tax professional regarding their own situation. This document is not an offer to purchase, sell, replace, or exchange any product. Insurance products and any related guarantees are backed by the claims paying ability of an insurance company. Insurance policy applications are vetted through an underwriting process set forth by the issuing insurance company. Some applications may not be accepted based upon adverse underwriting results.
By clicking on these links, you will leave our server, as they are located on another server. We have not independently verified the information available through this link. The link is provided to you as a matter of interest. Please click on the links below to leave and proceed to the selected site.