Stacy's Stories

Hi everyone –

It is coincidental but also meaningful that I am working at Diversified investment Strategies.

Michael and I talk about and deal with life insurance every day.

Who wants to think about that? Who would think that they may really need it one day? I certainly didn't.

I vaguely remember my husband telling me that he was getting life insurance. I think my eyes glazed over while he was talking. I was probably watching "The Bachelor" or something like that while he was speaking, which seemed much more important at the time. I didn't pay attention. I do remember telling him that I didn't want to think about anything like that, and nothing was going to happen to him anyway.

I couldn't have been more wrong. Unfortunately, a few years later my husband passed away. His death was very sudden so there was no time to talk about things like life insurance. While I did remember having that quick conversation about life insurance years earlier, I did not know anything about it. What company was it with? Where was the policy? How much was it for? Could it have lapsed? I was clueless.

Luckily, he had informed some friends and family about the policy. Since they weren't watching reality TV while he explained it, they were able to help point me in the right direction to file my claim.

I was very lucky. If my husband had thought like I did, that "nothing is going to happen", I would be in a very unfortunate situation today.

Things do happen. I know this better than anyone. It completely sucks, but they do. I always thought it happened to other people. You know - a college friend's cousin's uncle, a neighbor of your brother's in-laws, someone in your town that you met once at a party. I never would have thought it could happen to us.

Chances are, something like that will not happen to most families. It really is pretty rare. But now I know that it is very important to be prepared, just in case.

I can say a lot of things about my husband. He was far from perfect - he left his dirty clothes ALL over the house, he was not the least bit handy, he was always late - I could go on :). But thankfully, he was smart about something terribly important. I will always be grateful for that.

Now I work for a company that sells life insurance. I can’t help but think that maybe there is a reason for me working here. If I could, I would shout the importance of life insurance from the rooftops. If one person hears my story and takes action to help their family in case of tragedy, then I know why I really have this job.

Just something to think about.

If you would like to talk to me about this, or are in need of any assistance, feel free to email me at stacy@diversifiedinv.com or call at (973) 533-1919.

Stacy