Michael L. Rosenberg, RFC, CPFA

I am Michael Rosenberg, RFC, CPFA, Managing Director of Diversified Investment Strategies, LLC, and I have been serving the financial planning needs of the Greater Northern New Jersey area for over 33 years. My commitment to excellence is embodied by the hundreds of clients I have successfully served over my long and successful career.

As you seek answers to your financial questions, it is important to remember that, as unique as your situation may be, there is a good chance that I have served someone just like you over the last 33 years.

As a boutique practice, my niche has been serving those individuals at or approaching retirement. I have a creative approach to retirement that stems from my belief that individuals in the distribution stage need to invest differently than those in the accumulation stage. My financial planning goes beyond the simple answer of reallocating one’s portfolio to a higher concentration of fixed income over stocks.

My credentials have been impeccable throughout my career. Beyond being an LPL Registered Representative, I have a license in life and health insurance, and maintain the designation Registered Financial Consultant (RFC) through the International Association of Registered Financial Consultants (IARFC) located in Middletown, Ohio, and Certified Plan Fiduciary Advisor (CPFA) through the National Association of Plan Advisors located in Arlington, Virginia.

An avid golfer, I am a four-time club champion and a former member of the Board of Governors at the Maplewood Country Club in Maplewood, NJ. I am also a former captain of the Glassboro State College golf team. I graduated from Glassboro State College (now Rowan University) with a BA in Business.

My wife Jody and I have been married for nine years, and I have two adult daughters. My roots in the community are strong. I was raised in Springfield, NJ, and I have lived in Livingston for over 30 years.

Serving the community is also important to me. I am a former member of the Rowan University Board of Directors. I have also served on the board of the Central Jersey Chamber of Commerce, as well as the Ironbound Business Association.

I am affiliated as a Registered Representative, Registered Representative Associate, and Branch Manager of LPL Financial, a Registered Broker/Dealer, Member FNRA/SIPC. LPL Financial is the largest independent broker-dealer in the country (As reported by Financial Planning magazine, 1996-2022, based on total revenue). LPL Financial offers no proprietary products and independent research. I believe my affiliation with LPL Financial provides the independence I need to serve my clients. It can also give clients confidence to know that one of the nation’s largest firms is there to provide the support and backup needed to run a successful practice.

I am currently a member of LPL’s Freedom Club. I have been a speaker at many industry conferences and events, most recently at the Insured Retirement Institute conference in New York. I appeared on the Cable TV show Chamberview on the topic of retirement planning and have been quoted in Forbes, US News and World Report, and the NY Post.

I was listed in Conquest Press’s “2014 America's Select Financial Advisors Book". This recognition is based on the following criteria: 1) Nominees are credentialed as a FINRA-registered representative, a financial advisor according to FINRA. 2) Nominees have a clean regulatory and complaint history review according to FINRA's Broker Check, and 3) Nominees are tenured as a licensed or credentialed professional in financial services for at least three years.

*Based on annual production